20-Year Term Life Insurance

For Adults of Age 18 to 49, can get extra coverage for a 20-Year Term plan. This is the age when financial responsibilities are at peak. This is the easiest way to provide for your family in your absence. Sometimes even a medical exam is not required until age 65. Renewal after 20 years is an additional option but is based on the premium for the age at that time. Another option is to convert your coverage to a Whole Life policy up to age 65 without a medical exam.